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The information on this site is general in nature, intended to provide you with some basic information about auto insurance. Any description of coverage, discounts and practices is necessarily simplified. Actual coverage is subject to the terms, limits and conditions of the particular policy. Nothing on this site alters the terms or conditions of any policy you may purchase. Coverages, limits, deductibles and discounts vary by state and by company, and are subject to availability and individual eligibility.